The entire process with us is simple and straightforward:

1. **Document Fee ($450)**:  

   You have three options to pay this fee:

   * Transfer the amount via Zelle—online with no additional fees
 * Visit any U.S. Bank location and deposit the amount directly into our account
* Wire the money to our bank.

   Let me know which option you prefer, and I’ll send you the necessary details.

2. **Paperwork**:  

   We will begin preparing the paperwork. For owner financing deals, we use a Land Contract.

3. **Signing the Contract**:  

   Both parties need to sign the contract.  

   We will send you a hard copy of the contract, signed by us (the Seller) and notarized. You’ll need to do the same and mail it back to us.

4. **Depositing Upfront Money**:  

   If there is no upfront payment required, you can skip this step. If an upfront payment is necessary, please deposit or wire the agreed-upon funds.

5. **Setting Up Monthly Payments**:  

   We use an online platform called YourLandLoans.com.  

   You can link your bank account or use a credit/debit card to set up automatic monthly payments with no additional fees.  

   There is also **no penalty** for early pay-off.

***Please let me know which option you prefer for the $450 document fee so I can send you more information.***

I hope this helps! If you have any questions or concerns, feel free to reach out. I’m more than happy to assist!